If you are behind on car payments and concerned about losing your vehicle, you are not out of options. Filing for bankruptcy can stop a repossession immediately, and depending on which type you file, it may also enable you to retain your vehicle permanently. A...
General Bankruptcy
Can I still use my credit card after filing for bankruptcy?
Filing for bankruptcy offers a fresh start, yet many Texans fear this reset means losing their financial tools forever. However, if you file for either a chapter 7 or chapter 13 bankruptcy in Texas, you must follow strict rules regarding your credit cards to ensure...
Will bankruptcy filing shut off my utility services in Texas?
Utility shut-offs are often one of the most immediate and terrifying concerns when facing financial distress. The thought of losing essential services like electricity, water or heat can feel like the final blow to your situation. Will filing for bankruptcy only make...
Types of contact debt collectors can have with your family
Dealing with debt collectors can be stressful beyond measure. For example, collectors may be calling your spouse or other family members. This may not seem legal, but in some cases, it is. Limited contact with family members Texas law restricts the communications debt...
Can you lose your car even if you file for bankruptcy in Texas?
Bankruptcy is a legal process that can help you find relief if you struggle with debt. It can even mean a fresh start. However, many people wonder whether they can lose their car if they file for bankruptcy. Bankruptcy in Texas The average household in Texas owns two...
How filing for bankruptcy can benefit your children
Navigating overwhelming debt as a family can be exhausting. In many cases, bankruptcy can offer a lifeline for parents and their children. While the decision to file may initially seem overwhelming, the potential benefits in Texas are numerous. Financial and emotional...
Chapter 7 versus Chapter 13 bankruptcy
Financial struggles can be overwhelming, and when it comes to seeking relief through bankruptcy, understanding the differences between Chapter 7 and Chapter 13 is important. These two chapters of the United States Bankruptcy Code have distinct purposes and apply to...
4 misconceptions about bankruptcy
Bankruptcy is a financial term that often elicits fear and uncertainty. Many people harbor misconceptions about this legal process, leading them to make uninformed decisions. 1. Bankruptcy means losing everything One prevalent misconception is that filing for...
Can I get my medical debt forgiven in Texas?
If you are feeling overwhelmed by medical debt, you are not alone. It's hard to get answers from insurance companies and doctors and clinics, and when you do get an answer, it often feels like you're being given the run-around. The reality is that medical debt is the...
How much debt do you have to be in to file bankruptcy?
Pressing debt may leave you with few options for how to move forward financially. Mounting bills often leave families deciding between waiting for action from collectors, cutting a deal with creditors or filing for bankruptcy for a fresh start. Be aware that...


