Smith County Bankruptcy Blog

Seeking personal bankruptcy protection is never an easy decision, but once committed to it, your first decision should be to determine which chapter you want to file under. Most people tend to file under Chapter 7, yet as many of our past clients here at William, H,...

Whether you are facing overwhelming credit card or medical debt or worried about foreclosure or repossession, filing for bankruptcy may be the lifeline you need to get your finances back on track.  Depending on your specific circumstances, you may choose to file for...

When unplanned circumstances cause you to consider a Chapter 7 bankruptcy filing, your thoughts may also include the issue of rebuilding your credit. It may take some time and effort to achieve your goals, but the results may prove more than worthwhile. As noted by...

A Chapter 7 bankruptcy filing may allow you to discharge many of your debts. If you are struggling to pay your mortgage, car loan, credit card bills or other monthly expenses, filing for Chapter 7 bankruptcy protection may put you on the path toward financial freedom....

You may have reason to believe that filing for bankruptcy would improve your financial situation. However, you may worry about what other people will think of you if you file. People may assume that bankruptcy is the result of overspending or financial...

If you are thinking about filing for bankruptcy, it is important to know that you are not alone and many people are also struggling with unmanageable debt. For many businesses and individuals, bankruptcy provides a sense of hope and opens the door to a brighter...

If you are struggling to pay your monthly bills, you certainly are not alone. In fact, the average Michigander has more than $40,000 in outstanding debt. Filing for bankruptcy protection is often an effective way to secure a better financial future. If you are...

Bankruptcy and divorce are two of the most emotionally charged events Texas residents ever face. If it looks like they are both on the horizon, there are steps you can take that help each process go as smoothly as possible. We often represent clients starting the...

Chapter 7 bankruptcy is famously known as a liquidation bankruptcy. This means that, in some cases, it is possible for you to lose your home if you file Chapter 7. Many people resist filing for a Chapter 7 bankruptcy since they, understandably, wish to retain...

Bankruptcy often gets a bad reputation as a way to ruin your credit and finances, but there are many positive things about filing. In fact, you are likely to find that when you are in a bad financial situation, filing bankruptcy is a beneficial move.  According to the...