Chapter 7 Bankruptcy

When you file for bankruptcy, the goal at the end is to discharge your debts. When this happens, the court rules that you no longer have a legal obligation to pay the debts. However, not every debt you have is a dischargeable debt. The U.S. Courts explain that the...

If you have recently lost a job or a source of income or fallen so far behind on your bills that getting caught up seems impossible, you are not alone. Debt is an unfortunate challenge in many people’s lives, regardless of socioeconomic status. It is not easy to...

In Texas, you have certain protections if you file bankruptcy. One of the biggest boons is protection from debt collector harassment. Once you file, they legally cannot bother you for the duration of the bankruptcy. But how do you know you are suffering from debt...

Bankruptcy is a tool that people can utilize when they are in financial peril. Credit cards, bills and other debts can make it difficult for a person to live comfortably.  U.S. News clears up the misconceptions that may prevent a person from seeking bankruptcy as an...

Seeking personal bankruptcy protection is never an easy decision, but once committed to it, your first decision should be to determine which chapter you want to file under. Most people tend to file under Chapter 7, yet as many of our past clients here at William, H,...

Whether you are facing overwhelming credit card or medical debt or worried about foreclosure or repossession, filing for bankruptcy may be the lifeline you need to get your finances back on track.  Depending on your specific circumstances, you may choose to file for...

When unplanned circumstances cause you to consider a Chapter 7 bankruptcy filing, your thoughts may also include the issue of rebuilding your credit. It may take some time and effort to achieve your goals, but the results may prove more than worthwhile. As noted by...

A Chapter 7 bankruptcy filing may allow you to discharge many of your debts. If you are struggling to pay your mortgage, car loan, credit card bills or other monthly expenses, filing for Chapter 7 bankruptcy protection may put you on the path toward financial freedom....

You may have reason to believe that filing for bankruptcy would improve your financial situation. However, you may worry about what other people will think of you if you file. People may assume that bankruptcy is the result of overspending or financial...

If you are thinking about filing for bankruptcy, it is important to know that you are not alone and many people are also struggling with unmanageable debt. For many businesses and individuals, bankruptcy provides a sense of hope and opens the door to a brighter...