The feeling of overwhelming debt can seem like a stressful black hole. As the bills continue to climb and the collectors call, it can feel like you will never find relief.
Considering bankruptcy can be a significant step toward financial freedom. While this complex process comes with sacrifices, it can hold some long-term benefits. It can be tempting to try to move forward on your own, but this is a critical time to have skilled support.
Here’s how a knowledgeable attorney can help you through the bankruptcy process.
Documentation, documentation, documentation
Every step along the bankruptcy path comes with substantial paperwork, both from your records and for the court. It can be easy to get overwhelmed and confused by what paperwork needs which information, and where it needs to go.
A bankruptcy attorney can help you wade through the sea of paperwork and ensure court documents are filed correctly and within the deadlines. Often, when people try to file for bankruptcy on their own, the paperwork can become a significant obstacle.
Ending the calls
Debt collectors tend to be relentless. Even when you ask them not to call your workplace, you may still receive calls on your personal phone.
When you have the support of a bankruptcy attorney, you can direct debt collectors to talk to your lawyer instead of you.
Support in court
Representing yourself in front of a judge can be intimidating. It is normal to be nervous about speaking on your own behalf in court, especially when you are in unfamiliar territory.
A bankruptcy attorney has developed the skills and knowledge to present your case in court. A lawyer will know what information the court is looking for and what questions to expect. They can speak on your behalf and help you understand what will happen during the process.