Chapter 13 Bankruptcy

When it comes to personal bankruptcy, people from many different walks of life find themselves facing serious financial challenges and make the decision to address their debts through Chapter 7 or Chapter 13. If you are thinking about bankruptcy, it is important to...

Bankruptcy is not a word we take lightly. But, it can offer those that need it a fresh financial start. However, while bankruptcy filings are down for the year, experts warn that Texas courts could become overwhelmed by a bankruptcy tsunami soon. Bankruptcies, by the...

Many people in and around Tyler wind up looking at bankruptcy as a means of debt relief. While oftentimes this is because of a job loss, a medical emergency or another sort of financial crisis, in many other cases, it is because a Texan decided to try her hand at a...

There may not be any options when consumer debt becomes uncontrollable.  Bankruptcy may be the best way to seek a fresh financial start. Statistics compiled by Research help illustrate how bankruptcy is used in this country. Loss of income was cited as the most common...

This blog recently discussed the different types of foreclosure so it is also helpful to understand how bankruptcy protections may be able to help struggling homeowners who are facing foreclosure. Chapter 13 bankruptcy is a bankruptcy protection option that can...

According to Bernie Sanders, roughly 500,000 people have gone bankrupt because of medical debt. This figure is based on a study conducted in 2019 that analyzed 910 bankruptcy cases between 2013 and 2016. It revealed that 65.5% of those bankruptcies were caused by...

Some Texas residents who are overwhelmed by their financial obligations may wonder whether they should file for a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy involves liquidating non-exempt assets while in a Chapter 13 bankruptcy, a person creates a...

Many people living in Texas and around the country carry a balance on their credit cards. Contrary to public perception of the types of people who have credit card debt, many of these individuals are older, in their 40s and 50s, and may be reasonably well-off.Many...

People in Texas who do not have health insurance may want to look into it. Health insurance might be out of reach for some people, but those who can afford it but think they do not need it because they are healthy should consider that they could be injured or become...

Many people living in Texas struggle with debt, and this includes those aged 55 and over. In fact, there has been an increase in older Americans filing for bankruptcy in recent years. In many cases, medical bills are the driving issue behind bankruptcy. As people age,...