If you are struggling to pay your monthly bills, you certainly are not alone. In fact, the average Michigander has more than $40,000 in outstanding debt.
Filing for bankruptcy protection is often an effective way to secure a better financial future. If you are thinking about filing, the right lawyer can help you get your financial affairs in order. Here are four things to look for when hiring one.
1. Competence
Bankruptcy law is extraordinarily complex with many potential pitfalls. Consequently, competence is the most important quality any bankruptcy attorney can have.
You want a lawyer who can explain your options and has experience with the type of bankruptcy you want to pursue.
2. Compassion
If you have bills you simply cannot pay, you may feel anger, anxiety, sadness or even embarrassment. These emotions are perfectly normal.
The right bankruptcy lawyer understands how you feel and does not judge you or your financial situation. He or she may also refer you to therapists, counselors or others who can help assist with your mental health.
3. Communication
When you are taking advantage of bankruptcy protection, you may run across terminology and concepts you do not understand. You may also have questions that arise throughout the process.
A good bankruptcy attorney has the skills to explain complicated matters.
4. Personality
While you do not have to be best friends with your bankruptcy attorney, you should have a good working relationship. Consequently, you may want to consider meeting with your lawyer to be sure your personalities mesh.
By finding a competent and compassionate lawyer who communicates effectively, you boost your chances of receiving the positive financial outcome you want.
