Because of the financial strain Covid 19 has put on so many people, the Law Firm of William H. Lively, Jr. is lowering the up front costs for filing Chapter 13 bankruptcy cases for new clients. If you need to file a Chapter 13 bankruptcy and cannot come up with a large down payment to hire an attorney, contact our office–we can help get you protected for less.

4 things to look for in a bankruptcy lawyer

If you are struggling to pay your monthly bills, you certainly are not alone. In fact, the average Michigander has more than $40,000 in outstanding debt.

Filing for bankruptcy protection is often an effective way to secure a better financial future. If you are thinking about filing, the right lawyer can help you get your financial affairs in order. Here are four things to look for when hiring one.

1. Competence

Bankruptcy law is extraordinarily complex with many potential pitfalls. Consequently, competence is the most important quality any bankruptcy attorney can have.

You want a lawyer who can explain your options and has experience with the type of bankruptcy you want to pursue.

2. Compassion

If you have bills you simply cannot pay, you may feel anger, anxiety, sadness or even embarrassment. These emotions are perfectly normal.

The right bankruptcy lawyer understands how you feel and does not judge you or your financial situation. He or she may also refer you to therapists, counselors or others who can help assist with your mental health.

3. Communication

When you are taking advantage of bankruptcy protection, you may run across terminology and concepts you do not understand. You may also have questions that arise throughout the process.

A good bankruptcy attorney has the skills to explain complicated matters.

4. Personality

While you do not have to be best friends with your bankruptcy attorney, you should have a good working relationship. Consequently, you may want to consider meeting with your lawyer to be sure your personalities mesh.

By finding a competent and compassionate lawyer who communicates effectively, you boost your chances of receiving the positive financial outcome you want.