Bankruptcy Is A Chance For A Fresh Start

When your debt is no longer manageable and you want to start over, William H. Lively, Jr. WHL, PLLC, has the knowledge and experience to help you. There is a heavy negative stigma surrounding bankruptcy due to the misconceptions many people hold. However, bankruptcy provides a clean slate for individuals and businesses by discharging most types of debt.

Our firm has spent 25 years helping thousands of clients throughout Texas start afresh by filing bankruptcy. With over 7,000 cases under our belt, we are one of the highest-volume bankruptcy firms in Eastern Texas. We handle only Chapter 7 and Chapter 13 bankruptcy cases, so we have in-depth knowledge of local and state laws.

We can help you if you are currently facing:

  • Overwhelming credit card debt
  • Unmanageable medical debt
  • Abundance of loans
  • Foreclosure
  • Repossession
  • Wage garnishment
  • Harassing phone calls from debt collectors
  • Delinquent child support payments

Which Type Of Bankruptcy Is Right For Me?

We accept two types of bankruptcy cases: Chapter 7 and Chapter 13.

In Chapter 7, also referred to as liquidation bankruptcy or a complete bankruptcy, debtors can discharge many of their debts and must liquidate their nonexempt assets to pay their creditors.

Chapter 13 allows debtors to establish a payment plan over the course of three to five years. This prevents them from having to liquidate their assets.

Our bankruptcy lawyer can help you determine which chapter you should file when you set up your free initial consultation.

Do Not Go Further Into Debt Paying Legal Fees

We make it a priority to provide affordable legal services so that you do not have to take on another financial burden. Our rates are reasonably priced, and we can offer payment plans when needed. In addition, we offer free initial consultations — no risk, no obligation.

Discuss Whether Bankruptcy Is Right For You

You are not alone. William H. Lively, Jr. WHL, PLLC, can discuss bankruptcy with you and guide you through the filing process. To schedule your free consultation with an attorney, call our Tyler office at 903-920-0008, or contact us online.