The feeling of overwhelming debt can seem like a stressful black hole. As the bills continue to climb and the collectors call, it can feel like you will never find relief. Considering bankruptcy can be a significant step toward financial freedom. While this complex...
Month: April 2022
Is this debt collector misrepresentation?
When interacting with debt collectors, it is important to understand what they can and cannot legally do. Unfortunately, while many are upright and forthcoming, some will still attempt to use their standing against you to lie and deceive their way into quicker...
How are Chapter 7 and Chapter 13 bankruptcy different?
If you are facing overwhelming debt, filing for personal bankruptcy may help you and your family to get the fresh financial start you need. In addition to putting a stop to harassing creditor calls, filing may help you to reduce or eliminate unsecured debt, prevent...
How the bankruptcy means test determines Chapter 7 eligibility
Once your finances start to spiral out of control in Texas, it becomes increasingly difficult to regain control over them. If your financial situation has gotten to the point where you do not see a realistic way to pay off your debts within the next few years, you may...
What should you do about debt collector harassment?
Filing for bankruptcy automatically removes a significant portion of your debts in Texas. This means that debt collectors can no longer badger you for payment. If you continue to receive correspondence requesting payment, you could start to feel frustrated. Knowing...
