William H. Lively, Jr

February 2020 Archives

Don't fall for these 3 misconceptions about bankruptcy

You are in a situation where you feel like your finances aren't in your control. Despite trying your hardest to take on more work and pay down what you owe, you're still missing payments and dealing with fees and fines every month. Situations like this are overwhelming for people, and it's no wonder that you feel like giving up. Fortunately, bankruptcy is an option that can help you.

Steps to Chapter 7 bankruptcy qualification

Texas consumers who feel overwhelmed by debt may want to file for Chapter 7 bankruptcy. The first step for determining qualification is the means test, which uses the median income for the state. Most of the time, making less than this amount means the person can file.

Refinancing could be possible after a bankruptcy filing

Having the lowest possible housing costs may help Texas homeowners who recently filed for bankruptcy keep their finances under control. Although it might have been impossible to refinance before the bankruptcy, lenders often offer refinancing options to those who have either discharged their debts through Chapter 7 or reorganized them through Chapter 13.

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William H. Lively, Jr


William H. Lively, Jr
432 S Bonner
Tyler, TX 75702

Phone: 903-920-0008
Phone: 903-593-3001
Fax: 903-595-3715
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